Where is your company today? Where will it be in 2020? Are you making the right decisions for your future in this ever-changing market? John Borowski of AutoReturn will lead a discussion on understanding your costs along with suggestions on what mix of calls will make you profitable. His What is Your Vision for 2020 seminar will take place at the American Towman Exposition, November 18-20 at the Baltimore Convention Center in Baltimore, Md.